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Here’s What Happens When You Don’t Exercise for 2 Weeks

May 18, 2017 – 2:36 pm | No Comment

How much time does it really take for a healthy person to become measurably less healthy? Less than you might think.
According to new research from the University of Liverpool, just two weeks without regular physical …

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Mad Musings


First category I added when I started this blog many moons ago. I jot stuff here I can't otherwise categorize.

what the...?


The section you will see a swear or two in. Not that I am a big fan, but sometimes situation can't be helped

Recent Reads


Here you will find books that I have read, currently reading or intend to read. I try to read 1 book per month. THIS SECTION MOVED TO MY LIBRARY CLICK HERE.

just Writing


I intend to use this area to catalog my writing journey and collect tidbits of information on the authoring process.

philosophy-religion


These are areas I am very much interested in. From time to time, as I am so moved, I free think here as well

Money Matters »

How to put a dynamic retirement spending strategy in place

September 25, 2017 – 8:34 am | No Comment

Welcome to retirement at the beginning of the 21st century: People are living longer, return expectations are muted for the foreseeable future, and employer-funded pension plans are becoming a thing of the past. This is not your parents’ retirement.

One of the biggest challenges facing most of us is knowing how to spend safely in retirement. Spend too much and we risk outliving our savings; spend too little and we could miss out on many of the things we’ve worked and saved to enjoy.

SourceColleen Jaconetti of Vanguard
My Comments: Came across this gem, could not pass it up.  The comments are pretty insightful as well.

Should You Make IRA Contributions After 65?

September 25, 2017 – 8:26 am | No Comment
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As I was listening to my voicemail on a Saturday morning, I picked up a message from a relative. “Christine, I have some extra money to invest,” she said. “I put some cash into my …

Cheating doesn’t have to kill a relationship. Here’s how to survive it.

September 20, 2017 – 2:19 pm | No Comment
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“If you Google me, one of the first things that comes up is a Cosmo headline that’s like, ‘Why I Cheated on My Husband,’ ” laughed author Ada Calhoun. “I’m not mortified by it, but oh, God, …

The Working Class Can’t Afford the American Dream

September 4, 2017 – 4:10 pm | No Comment
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The national conversation in the U.S. is focused squarely on improving the lives of people in the working class. The debate revolves around exactly how to do that. Politicians and pundits have all sorts of …

5 Things to Never Tell a Contractor 

August 30, 2017 – 10:25 pm | No Comment
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Contractors may be the go-to person during a home renovation, but make sure your homeowner clients avoid these phrases in conversation.
Source: 5 Things to Never Tell a Contractor
My Comments: Interesting set of points made here…

Here’s what health care will cost you in retirement

August 30, 2017 – 10:22 pm | No Comment
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My husband and I were dreaming about what we would do if we won the recent $758 million Powerball jackpot. (We didn’t.) I told him he should keep working his federal government job so that …

Your Financial Life Is Complicated; Your Portfolio Shouldn’t Be

August 30, 2017 – 10:13 pm | No Comment
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The uptake of index products has been widely hailed as an expression of investors’ preference for low-cost investments. And a quest to lower total portfolio costs and cut out higher-priced, underperforming funds may well be …

Straight from Vanguard retirees: 6 retirement-planning tips

August 28, 2017 – 2:14 am | No Comment
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In my last post, The coulda, shoulda, woulda behind every retirement story, I asked for comments. Who better than soon-to-be retirees and recent retirees to share lessons learned about preparing for retirement, right? (Exactly right.)
The record-setting …

Letter from a Region in My Mind

August 10, 2017 – 4:23 am | No Comment
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I underwent, during the summer that I became fourteen, a prolonged religious crisis. I use “religious” in the common, and arbitrary, sense, meaning that I then discovered God, His saints and angels, and His blazing Hell. …

16 Most Segregated Cities in America – 24/7 Wall St.

July 25, 2017 – 3:17 am | No Comment
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Next year will mark the 50-year anniversary of the Civil Rights Act of 1968, also known as the Fair Housing Act.
Our nation’s capital and, for many people, the physical representation of unity and freedom in …

A Son’s Race to Give His Dying Father Artificial Immortality

July 22, 2017 – 8:29 pm | No Comment
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The first voice you hear on the recording is mine. “Here we are,” I say. My tone is cheerful, but a catch in my throat betrays how nervous I am. Then, a little grandly, I …

One millennial’s advice to peers on saving for retirement: Don’t live by FOM 

July 21, 2017 – 2:35 pm | No Comment
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If you’ve saved a lot for retirement, do you have any regrets about what you may have given up to achieve your financial security?
Last week, a reader, who is not a millennial, asked what if …

Read like you’re on a diet

July 15, 2017 – 2:44 pm | Comments Off on Read like you’re on a diet
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I think in this context, they’re absolutely necessary. The Internet is like a bunch of fast food restaurants, all within a click’s reach, yelling at your face:
“HEY YOU. READ MY SHIT.”
“NO, READ MINE.”
“YOU’VE GOTTA READ …

The huge cost new parents may be overlooking

April 16, 2017 – 5:20 pm | No Comment
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Some expecting parents may forget to prepare for what will likely be their biggest expense when the baby arrives: child care.
When asked how much they think it costs to raise a baby, 54 percent of people planning …

The meanings of life

March 5, 2017 – 2:52 pm | No Comment
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Parents often say: ‘I just want my children to be happy.’ It is unusual to hear: ‘I just want my children’s lives to be meaningful,’ yet that’s what most of us seem to want for …

How to Talk to Your Kids About Death

February 10, 2017 – 9:01 am | No Comment
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It’s awkward enough talking about death with other adults. It’s even harder when you have to explain to impressionable children that a loved one is gone forever. Here are a few tips for approaching this …

Bad things happen for a reason, and other idiocies of theodicy

February 2, 2017 – 6:09 pm | No Comment
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The problem of evil is a classic dilemma in the philosophy of religion. The relative ease with which the problem can be stated belies the depth of the challenge that it presents to traditional monotheism. …

Death Is Inevitable. Financial Turmoil Afterward Isn’t. 

January 20, 2017 – 6:33 pm | No Comment
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Preparing for the death of a spouse or partner and its ramifications may be an unhappy task, but doing so can ease some avoidable financial sorrows.
MOST of us do not even want to contemplate the …

Flunking out of college: Lacking readiness responsibility | Psychology Today

January 19, 2017 – 2:09 pm | No Comment
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The figures are pretty dramatic. On average, about 50% of students fail to graduate from the college in which they first enroll. (See The Journal of Colege Retention.)
Source: Flunking out of college: Lacking readiness responsibility
My Comments: …

How Mass Incarceration Contributes to the Achievement Gap

January 18, 2017 – 10:31 am | No Comment
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A new study shows that disproportionate imprisonment rates faced by people of color exacerbate race-based inequalities in educational attainment.
Source: How Mass Incarceration Contributes to the Achievement Gap
My Comments: Really depressing report.  Hello God…where are you?

Lessons in family management from a Roman of noble birth

January 12, 2017 – 11:50 pm | No Comment
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Raising a family is the most important duty a man has. Without children the state has no future, and if those children are not brought up properly then that future is bleak. When there is …

What the childless fathers of existentialism teach real dads

January 6, 2017 – 2:27 pm | No Comment
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Existentialists encourage their readers to take full responsibility for the course of their lives, and also to venture beyond one’s self-imposed limits. This is what Nietzsche means when he commands us to ‘give birth to …

There’s no emotion we ought to think harder about than anger

December 25, 2016 – 2:42 pm | No Comment
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There’s no emotion we ought to think harder and more clearly about than anger. Anger greets most of us every day – in our personal relationships, in the workplace, on the highway, on airline trips …

Welcome back debt! Total household debt rose by $63 billion

December 12, 2016 – 2:24 pm | No Comment
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The appetite for debt is now back in a furious way.  Total household debt was up $63 billion last quarter driven largely by auto loans.  Auto loans increased by $32 billion and the amount of …

When a friendship turns sour, more than feelings get hurt

December 12, 2016 – 2:17 pm | No Comment
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Think of a time when you sat across from a friend and felt truly understood. Deeply known. Maybe you sensed how she was bringing out your ‘best self’, your cleverest observations and wittiest jokes. S
Source: …

The Weeknd – Wicked Games (Explicit)

December 10, 2016 – 11:31 pm | No Comment
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This has been out for a while, but I really like this dude early approach to music.  He has changed it up a bit – you could say that he is evolving; still like this …

Tips for Parents – Five Conversations to Have with Your Student During Winter Break

December 7, 2016 – 10:58 pm | No Comment
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Keeping the lines of communication open with your college student is key to nurturing a good relationship. Take advantage of the face-to-face time you have with your student this winter break by having the following …

Nothing fake about the top 0.1% holding the same amount of wealth as the bottom 90%.

November 27, 2016 – 6:06 pm | No Comment
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While people argue about what is real and fake news the widening gulf of inequality in the real world only continues to expand.  This is actually happening and for the ultra wealthy that hold most …

How to eat more and lose weight

November 18, 2016 – 5:30 pm | No Comment
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If you choose foods with low energy density — few calories for their bulk — you can eat more volume but consume fewer calories.
Feel full on fewer calories? It might sound like another gimmick for …

Road to 350: What Does the US Navy Do Anyway?

November 18, 2016 – 4:41 pm | No Comment
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As Trump promises a 350-ship fleet, a primer on the U.S. Navy today.
During his campaign, President-elect Donald Trump promised to increase the size of the U.S. Navy to 350 ships. Since the election, senior campaign …

How to make people like you in 4 seconds

October 31, 2016 – 5:13 pm | No Comment
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Speaker and author Nicholas Boothman offers tips for making a solid first impression — before it’s too late.
Within seconds of meeting you, people are already making judgments about your personality.  Are you hireable? Or dateable? …

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