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A Look Forward at TSP Investing in 2016

2016-road-ahead-thrift-savings-plan

The financial media is abuzz with the soundbite that the stock market is off to “the worst start in history” in 2016. That is both absolutely true, and completely misleading. The fact is, corrections similar in size to the one we saw the first few weeks of the year happen on average once a year, they just haven’t happened to coincide with the first few weeks of the year in the past. So the fact that this is the worst start ever is an interesting anecdote, but is also fairly meaningless for our Thrift Savings Plan investing. (See also, Debunking the January Myth in case you were concerned by the annual beginning of February onslaught of click-bait headlines suggesting that a poor market performance in January portends of a bad year.)

Source: https://mbno.com/rLH/a-o
Comments: Pretty insightful analysis from the TSP Allocation Guide.  I have been following it now for sometime; dude knows what he is talking about.

Do bad people exist? Or are they just good people making mistakes? – Quora

adolf_hitler

Based on my life experience, including introspection and observations of  others, and my readings in Psychology, Economics, History, Biology, and Neuroscience, I’d say this is what exists:

1. People who have a mixture of selfless and selfish drives, who sometimes give into the latter. Example: a husband who loves his wife but who gives into an impulse (or a series of impulses) and cheats on her.

Source: Do bad people exist? Or are they just good people making mistakes? – Quora

My Comments:  These are some really good insights from Quora contributors on whether or not bad people exist.  I for one believe that there are people whose nature (beyond pathology) it is to do bad things – so by extension – yes, there are bad people in this world and that the world could certainly do without!