by Rupe | May 15, 2015 | Money Matters
Sh
ould I prioritize saving for my child’s college education over my retirement? What is the best mix of investments to reach my retirement savings goal? How can I ensure that my savings last through my retirement years?
These are just a few of the questions that clients of Vanguard Personal Advisor Services® are asking their financial advisors. The new service is available to clients with $50,000 or more in assets. Personal Advisor offers the opportunity to partner with a financial advisor to develop and implement a personalized, goals-based investment plan.
“Personal Advisor now makes comprehensive financial advice more accessible and affordable to investors who need help,” said Karin Risi, head of Vanguard Retail Services. Vanguard Advice Services has been providing financial planning and wealth management services for nearly 20 years to Vanguard clients with $500,000 or more.
Source: Vanguard introduces a low-cost advice service to more investors
My Comments: Really like this approach – looking into moving wholeheartedly to Vanguard.
by Rupe | May 14, 2015 | Money Matters
Portfolio diversification suggests that you would have adequate exposure to multiple sectors at the same time. However, it’s highly unlikely that all stock sectors will perform equally the same at the same time. Some invariably will do better than others. A sector rotation strategy would be one way to act on that. The goal, quite simply, is to invest more heavily in sectors that you expect will outperform other sectors over some period of time. Conversely, you would reduce your exposure to sectors that you
Source: Sector Rotation Strategy: Diversification With a Tilt | Scottrade, Inc.
My Comments: Sure this is much to the advantage of the brokerage house.
by Rupe | May 14, 2015 | Money Matters
Risk means different things to different people. Someone with high risk tolerance might be entirely comfortable with a large exposure to the stock market and the volatility that comes with it, even as retirement years approach. Those who are more risk averse might want a nice smooth, low-risk ride for decades. But it might not do you much good to know your risk level if you can’t measure it. How do you know if a particular stock is riskier than others? How do you know if your portfolio might be subject to l
Source: Risk Tolerance in your Investment Portfolio
My Comments: Will fold this into my analysis – awesome!
by Rupe | May 13, 2015 | Inspiration
He chose me.
Whenever I thought of ending it, and later, of leaving, it all came back to that thought: he had chosen me.
Abuse takes many forms, and it is not always physical. If I had known that beforehand, maybe I would not have been so excited to be chosen.
We had met over a holiday one year in a usual way of small towns: it was afterhours and we both knew the manager of the local bar. Like puppies sniffing pockets for treats, we would turn up at closing time for free booze until dawn.
Source: He Chose Me: A Story Of Emotional Abuse (Part One).
My Comments: Really well written piece – emotionally deep…
by Rupe | May 12, 2015 | Inspiration
Cristiano Ronaldo is a three-time winner of the Golden Shoe, given to Europe’s best scorer, and he’s a leading contender for this year’s honor. The Real Madrid superstar recently showed again that he has a heart of gold, as well.
Shortly after a massive earthquake hit Nepal, killing an estimated 8,000 people, Ronaldo took to social media to ask fans to donate to the Save the Children charity. However, he also put quite a bit of money where his mouth was — according to French soccer magazine So Foot, Ronaldo made a personal donation of 7 million euros, which works out to about $7.8 million.
Source: Cristiano Ronaldo gave nearly $8 million for Nepal earthquake relief
My Comments: This act has erased every negative I have held against Ronaldo
