by Rupe | Sep 25, 2017 | Money Matters
Welcome to retirement at the beginning of the 21st century: People are living longer, return expectations are muted for the foreseeable future, and employer-funded pension plans are becoming a thing of the past. This is not your parents’ retirement.
One of the biggest challenges facing most of us is knowing how to spend safely in retirement. Spend too much and we risk outliving our savings; spend too little and we could miss out on many of the things we’ve worked and saved to enjoy.
Source: Colleen Jaconetti of Vanguard
My Comments: Came across this gem, could not pass it up. The comments are pretty insightful as well.
by Rupe | Sep 25, 2017 | Money Matters
As I was listening to my voicemail on a Saturday morning, I picked up a message from a relative. “Christine, I have some extra money to invest,” she said. “I put some cash into my traditional IRA earlier this year, but this time I wonder if I should make a Roth contribution instead. Call me back, please.”
Source: Christine Benz, Morningstar
My Comments: Awesome stuff…great advice. I never knew there was an earned income requirement for the IRA contributions
by Rupe | Sep 20, 2017 | Health-Wellness-Sex
“If you Google me, one of the first things that comes up is a Cosmo headline that’s like, ‘Why I Cheated on My Husband,’ ” laughed author Ada Calhoun. “I’m not mortified by it, but oh, God, it’s one of the first things. And my husband thinks it’s hilarious. He’s like, ‘That’s a good title. I’d click on that.’”
In her book, “Wedding Toasts I’ll Never Give,” a partial memoir about the idiosyncrasies of the modern marriage, Calhoun explores her own infidelity. She and a colleague “made out, but not too much, unless you think that anything when you’re married to someone else is too much,” Calhoun described in a phone interview. The book, whose title comes from her 2015 New York Times Modern Love essay, also touches on her
Source: WAPO – Rachel Raczka
My Comment: Really insightful and good read.
by Rupe | Sep 4, 2017 | Money Matters, Real Estate, Social-Race Issues
The national conversation in the U.S. is focused squarely on improving the lives of people in the working class. The debate revolves around exactly how to do that. Politicians and pundits have all sorts of ideas, from efforts to save jobs, create tax cuts, subsidize housing, and provide universal healthcare. Thing is, people don’t even agree on how to define the working class, much less how their living conditions stack up across the country. We created a data visualization to illustrate this complex situat
Source: The Working Class Can’t Afford the American Dream
My Comments: Pretty sobering revelations about the direction of the country. Living in Jacksonville, it appears I am in a relatively good position for now.
by Rupe | Aug 30, 2017 | Real Estate
Man cleaning up a tear out of old kitchen during home renovations.
Contractors may be the go-to person during a home renovation, but make sure your homeowner clients avoid these phrases in conversation.
Source: 5 Things to Never Tell a Contractor
My Comments: Interesting set of points made here…
